Consumers spend billions of dollars every year on online shopping. When it comes to online shopping, there is no question about its acceptability. But with the salient advantages, you must know some of the disadvantages as well. Online shopping is no exception.
Everyone has already heard of being cheated when shopping online. If online shopping is one of your choices, it is also important to ensure your safety. Let us know in detail about the precautions to be taken while shopping online.
Use familiar online shopping websites or apps
Due to the popularity of online shopping, a new online shopping website is being seen every day. However, in order to be safe in online shopping, it is better to shop from well-known websites as much as possible.
If you search for a product on Google, the search results may lead you to an unknown website. But if you shop from a familiar website, you don’t have to worry about fraud or security issues.
Suppose we know that Daraj.com website has online stores of numerous retail outlets, each big brand has its own store, etc. So in case of online shopping we can definitely trust this site.
Also make sure that the top level domain is typed correctly when entering the website. For example: Facebook.com and fakebook.com but different sites. All of this can be more serious when it comes to online shopping due to website address errors.
Beware of unusual discounts or discounts
Many fraudulent sites are snatching hundreds of crores of rupees from customers by trapping them with unusual discounts or discounts. Don’t be fooled by their flashy ads or discounts. No business can survive with unusual price discounts. So beware of all this!
Online shopping site with SSL encryption
Before purchasing anything using debit or credit card from any website, make sure that the website has SSL (Secure Socket Layer) encryption installed. Identifying a website with an SSL is extremely easy.
The URL of the website on which the SSL encryption is installed starts with HTTPS, not HTTP. This is done by clicking on the address bar of the browser. A locked padlock icon also appears on the left or right side of the URL in the browser’s address bar when accessing websites with SSL encryption.
However, whether this SSL encryption will be detected also depends on the browser you are using. If you are using Google Chrome, it will immediately treat the HTTP linked website as “not secure”. Always try to keep your internet browser updated.
Refrain from sharing additional information
In the case of online shopping, it is unreasonable to ask for your NID number or your date of birth. If a fraudster gets your credit card number and any such useful information, it can be a huge problem for him.
So to be safe in online shopping, refrain from sharing any additional information. Provide as little personal information as possible. Even if you fall into the trap of cheating, the cheater can still survive if you don’t have enough information.
Enter a strong password on an online shopping site
Even if it sounds like a broken record, the security of your account in the online store depends on how strong your password is for online shopping. So make sure that the password of the account on your favorite website for online shopping is strong.
It is important to use strong passwords when banking or shopping online. Although it is possible to crack all passwords, using strong passwords will give you extra security. You can also save the password to your Google account. As a result, whenever your account information is leaked to a data breach, you can easily find out.
Regular online shopping statement verification
Most people only buy something or check the statement of their credit card, debit card or other online payment method at the end of the month or year. However, it is not safe. Check these account statements as regularly as possible.
When checking regular statements, make sure that you are being charged for fraud. Also try to make all online transactions using credit cards as much as possible. If a seller suddenly asks you to use another payment method like Wired Money, the risk of fraud remains.
Ensure computer or mobile security
Ensuring the security of the device you are using for online shopping is one of the precautions that you must take.
In many cases, fraudsters do not always wait for you to provide information by mistake. Fraudsters may have already sent malware to your mobile phone or computer that will steal your credit card information when you buy something online. So always use antivirus software on the computer. Also refrain from installing unfamiliar or suspicious apps on mobile phones. It is better not to install apps outside the Play Store on Android. Stay away from unfamiliar or suspicious apps while running iPhone.
Antivirus software not only prevents malware, but also protects you from spam, phishing attacks, phishing mail, etc. However, just installing antivirus is not the end of your work. Always keep your antivirus up to date so that no new threats can cause you problems.
WiFi network security
Use only known WiFi networks for online shopping using public WiFi. Many free WiFi can have security issues, so it’s not safe to shop online using these. You can also use VPN for extra security if possible.